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THE LONDON
LONDON ASSURANCE,

Incorporated by Royal Charter, A.D. 1720.

For Fire, Life, and Marine Assurances.

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The Corporation has granted Fire, Life, and Marine Assurances for more than a Hundred and Eighty years; during that long period it has endeavoured to introduce into its practice all the real improvements that have from time to time been suggested, and to afford every facility for the transaction of business.

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Prospectuses and copies of the Accounts can be had on application.

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LAW REVERSIONARY INTEREST

SOCIETY, LIMITED.

ESTABLISHED 1853.

Offices: No. 24 Lincoln's Inn Fields, London, W.C. CAPITAL STOCK, £400,000. DEBENTURE STOCK, £278,130.

Directors

Chairman-CHAS. ROBERT RIVINGTON. Esq., J.P., D.L.
Deputy Chairman-The Right Hon. J. W. MELLOR, K. C.

ERNEST BEVIR, Esq., Devereux Chambers,
Temple.

EDWARD BULLOCK, Esq., Barrister-at-Law.
The Hon. Mr. JUSTICE CHANNELL.

JOHN C. DEVERELL, Esq., Pixham Firs,
· Dorking.

J. R. B. GREGORY, Esq.,1 Bedford Row, W.C.

L. W. N. HICKLEY, Esq., 10 King's Bench
Walk.

A. H. JAMES, Esq., Norfolk House, W.C.
FREDERICK LEE, Esq., Barrister-at-Law.
A. W. ROWDEN, Esq., K.C.

C. R. R. WEST, Esq., Cheam.

Solicitors

Messrs. CAPRON & Co., Savile Place, Conduit Street..

PURCHASES.-The Society purchases Reversions and Remainders, whether absolute or contingent; Life Interests, whether in possession or deferred, and generally all Interests (in approved property) that depend upon the duration of human life.

LOANS.-The Society also grants Loans on the security of such Interests, either on Ordinary Mortgage or by way of Reversionary Charge. The latter mode meets the convenience of borrowers who do not wish to make any payment for either principal or interest until their Reversionary Property falls into possession. The amount to which the Society will then be entitled is fixed at the outset, and does not depend on the time elapsing between the grant of the Loan and its repayment. The option of redeeming the Charge during the first three or five years can usually be combined with this form of Loan. Proposal Forms and full information may be had at the Society's offices.

W. OSCAR NASH, F.I.A., Actuary and Secretary.

BOOKS ON THE FISCAL QUESTION.

NATIONAL INDUSTRIES AND INTERNATIONAL TRADE.
By Professor ALFRED MARSHALL, M.A. 8vo.
[In the Press.
THE RETURN TO PROTECTION. BY WILLIAM SMART, M.A.
Extra crown 8vo, 5s. net.

FREE TRADE. By the Rt. Hon. Lord AVEBURY. Cheap
Edition. 8vo, 2s. 6d.

8vo.

FREE TRADE A FAILURE FROM THE FIRST. By THOMAS PENN GASKELL. With Diagrams. 8vo, 2s. net. PRINCIPLES AND METHODS OF INDUSTRIAL PEACE. By A. C. PIGOU. Crown 8vo. [In the Press. COMPATRIOTS' CLUB LECTURES. Edited by L. J. MAXSE. [In the Press. CONTENTS. "The Principles of Constructive Economics as applied to Maintenance of Empire," by J. L. GARVIN-"Tariff Reform and National Defence,' by H. W. WILSON, Author of "Ironclads in Action"-"Imperial Preference and the Cost of Food," by Sir VINCENT CAILLARD-"The Evolution of Empire," by Sir JOHN COCKBURN, Ex-Premier of South Australia-"The Proper Distribution of the Population of the Empire," by H. A. GWYNNE-"Political Economy and the Tariff Problem," by Professor W. J. ASHLEY-"Tariff Reform and Political Morality," by Dr. W. CUNNINGHAM-" Colonial Preference in the Past," by J. W. HILLS.

LONDON: MACMILLAN AND CO., LTD.

the

BIRKBECK BANK.

ESTABLISHED 1851.

Current Accounts.-Current or Drawing Accounts are opened with Trading Firms or with private individuals. Two per cent. Interest is allowed on the minimum monthly balances when not drawn below £100.

Deposit Accounts.-Deposit Accounts repayable on demand are opened with any sum. Two-and-a-Half per cent. Interest is allowed, calculated from the last day of the month in which the deposit is made; in the case of withdrawals Interest ceases at the end of the previous month. Twelve withdrawals may be made during the year. Deposit Accounts are not drawn on by cheque, but by the special form of receipt supplied by the Bank. Deposit Receipts.-Deposit Receipts, subject to seven days' notice of withdrawal, are issued at the Rate of Interest allowed by the leading London Bankers; alterations in the rate are announced by advertisement only.

Stocks and Shares.-Stocks and Shares are purchased and sold for Customers of the Bank. Quotations of prices of any Stocks can be obtained without delay, the Bank being in communication with their Stock Brokers by private telephone. A Stock and Share List, containing also a list of Trustees' Securities, is issued on the first day of each month, showing the latest quotations of all the principal Stocks, with the yield per cent. at current prices.

Temporary Advances.-Temporary Advances are made to Customers on Stock Exchange Securities, and upon Freehold and Leasehold Title Deeds.

Foreign Drafts.-Foreign Drafts and Advices, Letters of Credit, and Circular Notes are issued for all parts of the world.

Custody of Securities.-The Bank undertakes for Customers, free of charge, the safe custody of Bonds, Share Certificates, Title Deeds, etc., as well as the collection of Bills of Exchange, Dividends, and Coupons. The Bank also acts as Agents for receiving the Pay and Pensions of Officers of the Army and Navy, at home and abroad.

C. F. RAVENSCROFT, Secretary, Southampton Buildings, High Holborn, W.C.

THE SPEAKER.

Saturday.]

THE LIBERAL REVIEW.

[Sixpence.

THE SPEAKER is the only Literary Review pledged to support the traditions of Liberalism in Imperial and Domestic Policy. Amongst its many contributors are :

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Office: 14 HENRIETTA STREET, COVENT GARDEN, LONDON, W.C.

The Westminster Fire Office

FOUNDED 1717, IN THE REIGN OF KING GEORGE I.

Chief. Offices:

27 KING STREET, COVENT GARDEN, LONDON, W.C. City Office: 5 KING WILLIAM STREET, E.C.

GEORGE ALLEN, Esq.

E. HORSMAN BAILEY, Esq.
E. JACKSON BARRON, Esq.
FRANCIS H. BEAUMONT, Esq.
Col. STANLEY G. BIRD, C.B.
A. J. BUTLER, Esq.
ALBERT DIXON, Esq.

Directors.

Sir F. D. DIXON-HARTLAND, Bt., M.P.
Sir J. G. D. ENGLEHEART, K. C.B.

TH

WM. HOPE HALL, Esq.
Capt. CHARLES L. LINDSAY.
ALBERT MOTT, Esq.

A. F. MOTT, Esq.
J. B. NICHOLS, Esq.
J. TIMBRELL PIERCE, Esq.
ROBERT REID, Esq.

J. A. RHODES, Esq.

C. STONE-WIGG, Esq.

BRANCHES AND DISTRICT OFFICES.
BIRMINGHAM-Colmore House, Waterloo Street.
BRISTOL-55, Corn Street.

LEEDS-28, East Parade.

LIVERPOOL-1, Tithebarn Street.

MANCHESTER-37, Brown Street.

NEWCASTLE-64, Pilgrim Street.

PLYMOUTH-20, Princess Square.

SCOTTISH-92, West George Street, GLASGOW.
74, George Street, EDINBURGH.

HE WESTMINSTER FIRE OFFICE, founded in the year 1717, is one of the oldest Offices for Insurance against loss by Fire now existing. For nearly Two Centuries it has carried on an extensive and successful business, and has maintained the highest character for the honourable and liberal discharge of its obligations.

Business confined to the United Kingdom.
INSURANCES GRANTED ON RENT.

LOSSES FROM FIRE BY LIGHTNING AND EXPLOSION OF COAL
GAS MADE GOOD.

CLAIMS PROMPTLY AND LIBERALLY SETTLED. Proposal Forms, and all information required, may be obtained from the Chief Offices, Branch Offices, or Agents.

STENTON T. COVINGTON, Secretary.

EDWARD STANFORD'S LIST.

THIRD EDITION, REVISED AND ENLARGED.

STANFORD'S

LONDON ATLAS OF UNIVERSAL GEOGRAPHY.

Exhibiting the Physical and Political Divisions of the various
Countries of the World.

110 MAPS and LIST of NAMES, with Latitudes and Longitudes. Size, when shut, 17 by 23 inches.

Imperial folio, half-morocco extra.

Weight, 25 lbs.
Price £12.

STANDARD.-"It is the most accurate and comprehensive Atlas obtainable."
Detailed Prospectus gratis on application.

STANFORD'S COMPENDIUM OF GEOGRAPHY AND TRAVEL.

Thirteen

Revised and in great part Re-written, with New Illustrations and Maps.
Volumes. Large crown 8vo, cloth, 15s. each (sold separately).
EUROPE. Vol. I. The Countries of the Mainland (excluding the
North-West). By GEO. G. CHISHOLM, M.A., B.Sc.

EUROPE. Vol. II. The British Isles, Scandinavia, Denmark,
AND THE LOW COUNTRIES. By GEO. G. CHISHOLM, M.A., B.Sc.

ASIA. Vol. I. Northern and Eastern Asia, Caucasia, Russian TURKESTAN, SIBERIA, CHINESE EMPIRE, AND JAPAN. By A. H. KEANE, F.R.G.S.

ASIA. Vol. II. Southern and Western Asia, Afghanistan,
INDIA, INDO-CHINA, MALAY PENINSULA, TURKEY IN ASIA, ARABIA,
AND PERSIA. By A. H. KEANE, F.R.G.S.

NORTH AMERICA. Vol. I. Canada and Newfoundland. By
SAMUEL EDWARD DAWSON, Litt. D. (Laval), F.R.S.C.
NORTH AMERICA.
GANNETT,

Vol. II. The United States.
Chief Geographer of the United States Geological Survey.
CENTRAL AND SOUTH AMERICA.

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By HENRY

Vol. I. South America.

By A. H. KEANE, F. R. G.S. Edited by Sir CLEMENTS R. MARKHAM, F. R.S. CENTRAL and SOUTH AMERICA. Vol. II. Central America AND WEST INDIES. By A. H. KEANE, F.R.G.S. Edited by Sir CLEMENTS R. MARKHAM, F.R.S.

AUSTRALASIA.

Vol. I. Australia and New Zealand.

T

[Reprinting.

By

ALFRED RUSSEL WALLACE, LL.D., D.C.L., F.R.S. AUSTRALASIA. Vol. II. Malaysia and the Pacific ArchiPELAGOES. By F. H. H. GUILLEMARD, M.D.

AFRICA. Vol. I. North Africa. By A. H. KEANE, F.R. G.S.

JUST PUBLISHED. NEW AND REVISED EDITION.

AFRICA. Vol. II. South Africa. By A. H. KEANE, LL.D., F.R.G.S. With 11 Maps and 94 Illustrations.

JUST PUBLISHED. SUPPLEMENTARY VOLUME.

GLOSSARY OF GEOGRAPHICAL AND TOPOGRAPHICAL TERMS and Words of frequent occurrence in the composition of such Terms and of Place Names. By ALEXANDER KNOX, B.A., F.R.G.S. 472 pages, large crown 8vo,, price 158.

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Illustrated List of the Series gratis on application.

Stanford's Catalogue of Maps, Atlases, and Books gratis on application. London: EDWARD STANFORD, 12, 13, and 14, Long Acre, W.C. Geographer to His Majesty the King.

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