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STREET RAILWAYS IN THE UNITED STATES.-Continued.

Irondequoit, N. Y.

Ironwood, Mich..
Ithaca, N. Y.
Jackson, Miss.
Jacksonville, Ill.

Jamestown, N. Y

Chartered

Mileage.

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Henderson Electric Street Railway.
Jersey City, Hoboken & l'aterson Ry
Holyoke Street Railway.

Bennington & Hoosick Valley Railway
Hornellsville Electric Railway.
Hornellsville & Canisteo Railway.
Hot Sphings Street Railroad.

Houghton County Street Railway.

Houston Electric..

Albany & Hudson Railway & Power.
Huntington Railroad.,

Broad Ripple Traction.

Indianapolis Street Railway.
Indianapolis & Eastern Traction.

Indianapolis & Greenfield Rapid Transit.
Indianapolis, Greenwood & Franklin R. R.
Indianapolis & Martinsville Rapid Tran..
Indianapolis Northern Traction.
Rochester & Suburban Ry.

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Twin City General Electric.

71

Ithaca Street Railway.

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$110,000 R. D. Vance. 20,000,000 David Young. 1,150,605 W. S. Lo mis. 382,000 G. E. Greene. 120,000 Charles Adsit. 130,000 De M. Page. 400,000 S. W. Fordyce, 1,575,000 F. J. Bawden. 4,000,000 B. H. Dibblee. 5,000,000 C. L. Rossiter.

56,000 W. H. Baldwin, Jr. 500,000 J. B. Warner, 15,000,000 H. J. McGowan, 1,000,000 F. M. Fauvie. 700,000 F. M. Fauvre, 285,000 J. E. Irwin. 1,500,000 C. F. Smith, 3,500,000

420,000 G. W. Archer.
525,000 E. D. Nelson,
650,000 E. G. Wyckoff.
500,000 F. G. Jones.

78,450 W. S. Hook.

125,000 G. W. Blabon.

E. J. Howard.

21,500,000 E. F. C. Young.

700.000 W. C. Giles.

3,855,000 T. C. Du Pont, 100,000 E. Cobb.

500,000 H. G. Pert.

21,816,000 B. Corrigan.

175,000 B. J. Arnold, 650,000 J. E. Craig. 850,000 T. B. Hall. 1,100,000 C. M. Preston. 1,600,000 R. L. Williams.

160,000 G. J. Marott.

191,000 H. L. Pierce.

336,000 B. E. Edwards.

848,116 A. N. Broadhead.

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5,275,000 W. B. Given.

1901 392

1,400,000 D, H. Kimberley.

1,727,100 H. M. Heath.

1899 141

1,675,000 L, des Cognets.

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La Crosse City Railway.

Lancaster County Railway & Light.
Kansas City-Leavenworth Railroad.
Lewiston, Brunswick & Bath Street Ry
Lexington Railway...

Lima Honeoye Electric Light & Railroad
Lima Electric Railway & Light.

Long Island Electric Railway.

New York & Queens County Railway.

Lorain Street Railway..

1897 67

1900

6

1895 24 1901 13/2 1894 27

1896 71 1-5

11 3-5 1901 95 1-6

97 1898 82 1895 26

1,110,000 W. E. Hemingway.

300,000 Jacob Scott.

3,810,000 W. E. Benjamin.

800,000 W. F. Hogan.

1,200,000 C. A, Porter.

6,100,000 W. H. Shelmerdine. 1,300,000 P. S. Du Pont.

4.656,000 H. E. Huntington.

9,520,000 H. E. Huntington,

2,700,000 E. P. Clark,

1,000,000 T. J. Hook.

Pacific Electric Railway.

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1867 145

12,599,300 T. J. Minary,

Louisville, Anchorage & Pewee Valley

Electric Railway."

1901 20

Lynchburg Traction & Light

Macon Consolidated Street Railway.

Macon Electric Light & Power...

Madison Traction..

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Manchester Traction, Light & Power Co.
Manistee, Filer City & East Lake Ry..

Citizen Electric Railway, Light & Power. 1898] 19
Marion Street Railway.

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850,000 H. H. Bechtel, 1,500,000 R. D. Apperson. 850,000 P. S. Saltonstall. 200,000 T. J. Carling. 400,000 P. L. Spooner,

350,000 G. A. Hart.
800,000 S. N. Ford.
100,000 E. Durfee,

4 1888 15 3-5 1892 31% 1897 17 3-51

160,000 J, F. Shaw. 390,000 C. D. Jones. 291,000 W. E. Brice.

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1891/250 1901 37 1894 14% 1900 1312 1901 15

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1,200,000 I. A. Sweigard, 1,406,000 C. K. G. Billings,

110,000 A. Spies.

1,500,000 N. H. Heft, 355,0001J, H. Wilson. 325,0001

300,000 A. M. Bearse. 285,000 E. W. Goss. 375,000 W. B. Royce, 500,000 G. W. Wiggin. 415,000 J. T. Manson, 401,443 G. B. Langley. 19,000,000 J. I. Beggs. 1,700,100 J. I. Beggs. 28,898,000 Thomas Lowry. 3,690,000 J. H. Wilson, 580,000!

500,000 W. A. Tucker.

900,000 L. W, Prior,

1,100,000 F. A. Nims.

10,354,000 Percy Warner.

100,000 Harrison Harwood, 50,000!

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STREET RAILWAYS IN THE UNITED STATES.-Continued.

Chartered.

Mileage.

Cities and Towns.

Providence, R. I.

Pueblo, Col...
Quincy, Ill.
Redlands, Cal.
Richmond, Ind.

Richmond, Va.

Roanoke, Va.

Rochester, N. Y.

Rockford, I..

Name of Company.

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South Bend, Ind..

Southbridge, Mass.

South Framingham, Mass.

Spencer, Mass.

Spokane, Wash..

Springfield, Ill..

Springfield, Mo. Springfield, O. Springfield, Vt. Stamford, Conn.

St. Albans Street Railway.

Sacramento Electric, Gas & Railway.
Saginaw Suburban Railway.

Saginaw Valley Traction..

Benton Harbor & St. Joseph Electric Railway & Light..

St. Joseph Railway, Lt., Heat & Power.. St. Louis Transit..

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17 1-5

6 1-5

....

1894 1885 7 1901 30

1896

16%

1900

50

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361/

1884 10

1901

72 5-6 12

1899 40

1891 18 25

1877 11/2 1878 4

1902]

1902 229

1882 11/2

1901 54

1886 41

Lackawanna & Wyoming Val, Rap. Tra 1900 70

Savannah Electric..

Schenectady Railway.

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690,000 J. B. Fishburne. 9,557,000 Frederick Cook. 178,750 Michael Doyle. 1,750,000 T. J. Nicholl, 650,000 R. N. Baylis, 500,000 G. E. Macomber. 160,000 S. Cunningham. 273,000 H. Monkhouse. 1,500,000

4,108,400 Thomas Addison, 1,300,000 George Silsby. 1,895,000 Homer Loring.

350,000 E. E. Carpenter.

200,000 W, W. Bean. 3,500,000 W. T. Van Brunt. 22,281,300 Murray Carleton. 4,800,000 S. M. Kennard. 4,263,000 C. L. Rood.

300,000 L. L. Nunn, 3,790,000 E. McMillin.

500,000 A. B. Spreckels. 500,000 E. M. Goodall, 1,900,000 J. B. Stetson. 1,671,000 H. Y. Platt. 25,000,000

30,450,000 Arthur Holland. 1,120,000 G. A. Newhall.

6,000,000 G. J. Baldwin,

1,650,000 H. Parsons.

6,500,000 William Connell.

6,000,000 C. M. Clark, 10,868,000 Jacob Furth.

165,000 F. H. Osgood. 2,000,000 Jacob Furth. 250,000

1,000,000 G. M. Smith. 5,000,000 R. Montgomery.

441,100 G. B. Mattoon. 1,850,000 J. S. Lawrence. 1,900,000 A. Kennedy. 120,000 C. D. Padge. 200,000 T. B. Robinson. 345,000 A. B. Bruce. 50,000

90,000 C. Y. Reeder, 3,475,000 H. M. Richards. 1,500,000 William Jarvis.

2,058,400 John Olmsted.

730,000 G. W. Parker.

900,000 J. R. Nutt.

199,224 E. C. Crosby.

312,984 N. H. Heft. 2,200,000

2,000,000 R. Wetherill.

615,000 James Fyfe.

W. V. Coons.

200,000 P. S. Du Pont. 1,000,000 W. J. Smith.

1897

76 2-3

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1892

19

Youngstown-Sharon Railway & Light.

1900 25/2

Sheboygan Light, Power & Railway

19

1895

42

Indiana Railway.

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Springfield Consolidated Railway.

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Springfield, Mass.

Springfield Street Railway.

1868

73 3-5

Springfield Traction...

15 4-5

Springfield & Xenia Traction.

1901

20

Springfield Electric Railway.

8

Stamford Street Railway..

1881

Staten Island, N. Y.

12 2-3) 31

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Building and Loan Associations.

The following statistics in regard to the condition of building and loan associations in the United States was submitted at the tenth annual convention of the United States League of Local Building and Loan Associations, held at Put-in Bay, Ohio, on July 23 and 24. The statistics, given in detail, are for such States as maintain building and loan association departments, and are, therefore, known to be accurate. other States are shown in a single item and the figures are necessarily estimated:

All

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The present officers of the association are: President, Gerald Fitzgerald, Grand Rapids, Mich.; First Vice-President, James Clarency, Philadelphia, Pa.; Second Vice-President, A. L. Gutheil, Shelbyville, Ind.; Third Vice-President, F. D. Kingsbury, Corning, N. Y.; Treasurer, Joseph K. Gamble, Philadelphia, Pa.; Secretary, H. F. Cellarius, Cincinnati, Ohio; Assistant Secretary, Frank E. Burbank, Boston, Mass.; Execu tive Committee, Seymour Dexter, Elmira, N. Y.; Fred Bader, Cincinnati, Ohio; Joseph H. Paist, Philadelphia, Pa.; Louis E. Morris, Manistee, Mich.; D. Eldredge, Boston Mass.; I. N. C. Royse. Terre Haute, Ind.; Jules Dreyfuss, Shreveport, La.; Charles F. Bentley, Grand Island, Neb.; Henry C. Dumont, Newport, Ky.; C. S. Hartough, Leavenworth, Kan.: J. N. C. Shumway, Taylorville, Ill.; F. D. Denlinger, Cedar Rapids, Iowa; R. F. Kilgen, St. Louis, Mo.

STATE SUPERVISORS OF BUILDING AND LOAN ASSOCIATIONS. CALIFORNIA.-Board of Commissioners of Building and Loan Associations, Frank H. Gould, Alex. Ryan: S. L. Fields, secretary, San Francisco. CONNECTICUT.—Building and Loan Comn.issioner, M. C. Webster, Hartford.

ILLINOIS.-Auditor of Public Accounts, J. S. McCullough, Springfield; J. M. Appel, Chief Deputy. INDIANA.-Auditor of State, W. H. Hart, Indianapolis.

IOWA.-Auditor of State, Frank F. Merriam, Des Moines.

KANSAS.-Bank Commissioner, Morton Albaugh, Topeka.

LOUISIANA.-Bank Examiner, F. G. Freret, New Orleans.
MAINE.-Bank Examiner, F. E. Timberlake, Augusta.

MASSACHUSETTS.-Board of Commissioners of Savings Banks, Starkes Whiton, Warren E. Locke,
James O. Otis, Boston.
MICHIGAN.-Secretary of State, Justus S. Stearns, Lansing; A. N. Kimmis, Chief, B. and L. Division.
MINNESOTA.-Public Examiner, M. D. Kenyon, St. Paul.

MISSOURI.-Supervisor Building and Loan Bureau, L. S. Hickman, Jefferson City.

NEBRASKA-State Banking Board, Lincoln.

NEW HAMPSHIRE.-Board of Bank Commissioners, Alpheus W. Baker, John Hatch, Thos. J. Walker, Concord.

NEW JERSEY.-Commissioner of Banking and Insurance, Wm. Bettle, Trenton.

NEW YORK.-Superintendent of Banks, F. D. Kilburn, Albany.

NORTH DAKOTA-State Examiner, R. E. Wallace, Bismarck.

OHIO.-Inspector Bureau of Building and Loan Associations, A. J. Vorys, ex-officio inspector; Geo. S. Marshall, inspector, Columbus.

PENNSYLVANIA.-Commissioner of Banking, Frank Reeder, Harrisburg.

TENNESSEE.-Treasurer of State, R. E. Folk, Nashville.

WISCONSIN.-Bank Examiner, G. D. Bartz, Madison.

Statistics of Banking.

Banking was introduced in the United States during the War of the Revolution, a resolution being adopted in Congress, on May 26, 1781, approving a plan for a national bank, proposed by Robert Morris, of Philadelphia. As a result the Bank of North America was incorporated on December 31, following, with a capital of $400,000, of which $254,000 had been subscribed by the United States Government. This bank. rechartered from time to time, continues in existence in Philadelphia, and is one of the national banks of the present. Another bank, known as the Bank of the United States, as projected by Alexander Hamilton when the Government had been organized under the Constitution. It was duly established and continued in existence until 1811, when it went out of existence owing to the failure to obtain a renewal of its charter. A second Bank of the United States was incorporated on April 3, 1816, and went into operation January 7, 1817. Meanwhile other banks had been established in various parts of the country, and these, driven to suspension of specie payments by the War of 1812, were aided by the operation of the new bank to an extent which enabled them to resume. This bank itself, however, was driven to the wall in 1840 by legis lation which compelled it to resume specie payments, which it had suspended. The present system of national banks was inaugurated in 1864, under exigencies created by the civil war. The banks in the United States now number 16,933, including State and private banks; their aggregate capital is $1,488,819,167; and the deposits aggregate $10,557,087,725. Savings banks are not included in this summary. In 1852 they numbered 141, and had more than a quarter of a million depositors. At the present time they number about 1,000 and have nearly six and one-half millions of depositors. BANK EXAMINERS IN THE UNITED STATES.

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Name.

Walter F. Albertson.
Elmer E. Ames.
Lyman D. Baird..
Edwin A. Barrows.
Beebe Ovando.
Channing Bingham.
James T. Bradley.
John G. Brady.
Chas. H. Brush..
Francis N. Buck.
Win. H. Bryan..
E. H. Carroll.
Albert B. Carmany
James A. Cline..
David A. Cook.

S. H. L. Cooper.

D. S. Culver.

John B. Cunningham.

Chas. W. Curtis.

George R. DeSaussure.
A. J. Duncan..

Alfred Ewer.

C. E. Fargo.

Frank L. Fish..
George H. Ford.
Win. D. Frazer.

Walter P. Fulkerson.
Elmer E. Galbreath.
Robert D. Garrett.
William A. Gordon.
Edward J. Graham.
Charles A. Hanna.
Win. M. Hardt..
Chas. P. Hatch.
Francis Heermans.
Walter R. Henry.
J. W. Hertford.
Archie J. Johnson.
E. I. Johnson.
C. E. Knight..
W. A. Lamson.
Jos. Morton Logan.
James B. Lazear.
W. A. Mason..
David B. Miller.
J. W. Maxwell.
James B. McDougal.
J. M. McIntosh.
Wm. B. McLaughlin.
Daniel C. Miles..
Levi L. Miller.
Robt. J. Moorhead.
John U. Markell.
C. L. McCune.
Wm E. Neal.
William C. Oakley.
Frank E. Patterson.
Charles S. Perkins.
Forrest Raynor..
Chas. W. Robinson.
John Rush..

J. Castle Ridgway.
Irving B. Sayles.
Joseph W. Selden.
J. Mack Sholl.
Myron R. Sturtevant
George A. Silsby.

E. B. Shaw...
Chas. E. Van Brocklin.
Josiah Van Vranken.
Edgar J. Vaughan.
Miller Weir..

John W. Wilson.

Arthur Orville Wilson.
Hugh Young.

W. L. Yerkes.

Address.
Washington, D. C.
Norton, Kan.
Austin, Minn.
Providence, R. 1.
Salt Lake City.
Philadelphia, Pa.
Sedan, Kan.
Sitka, Alaska.
Fergus Falls, Minn.
Wilmington, Del.
New York City.
Warner, N. H.
Lebanon, Pa.

Minden, Neb.

Ottawa, Ill.
Jonesboro, Tenn.
West Superior, Wis.
Cadiz, Ohio.
Dexter, Me.
Atlanta, Ga.
Cleveland, O.
Roxbury, Mass.
Dallas, Tex.
Vergennes, Vt.
Burton, O.
Warsaw, Ind.
Carthage, Me.
Ripley, O.
Princeton, Ky.
Grand Forks, N. D.
Albany, N. Y.
New York, N. Y.
Philadelphia, Pa.
Portland, Me.
Kingwood, W. Va.
Charlotte, N. C.
Ft. Worth, Tex.
Scio, Ore.

New Orleans, La.

Parrott Bldg., San Francisco.
Philadedphia, Pa.

Ft. Worth, Tex.
Denver, Col.
Springfield, Ill.
Red Oak, Iowa.
Tacoma, Wash.
Media, Pa.
Connersville, Ind.
Muskegon, Mich.
Westminster, Mass.
Canton, O.
Northeast, Pa.
Frederick, Md.
Athens, Ohio.
Lynn, Mass.
Chicago, Ill.
Wilkesbarre, Pa.
Meriden, Conn.
New York, N. Y.
Fairmount, W. Va.
Omaha, Neb.
Hilo, Hawaii.
Millbury, Mass.
Niles, Mich.
Carthage, Ill.

Oklahoma City, O. T.
Mitchell, S. D.
West Union, Iowa.
Cortland, N. Y.
Schenectady, N. Y.
Cardington, O.
El Paso, Tex.
Redlands, Cal.
Tarkio, Mo.
Pittsburg, Pa.
Paris, Ky:

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